Social Care & Assisted Living
The care you give is vital. The cover you choose should be too.
Specialist cover for complex care environments.
At DR&P Group, we provide tailored insurance solutions for social care providers across the UK, including residential care homes, supported living, and specialist facilities.
We understand the pressures you face, from safeguarding and staffing to strict regulatory requirements, and deliver insurance and risk management that reflects the realities of your sector.
Why choose DR&P?
We’re not generalist brokers. Our approach is built specifically for care providers.
- Specialist market access
Direct relationships with A-rated insurers and Lloyd’s markets - Bespoke risk audit
A detailed review of your operations to present your business accurately to insurers - In-house claims support
Dedicated experts focused on fast, fair outcomes - Risk management insight
Practical guidance to reduce claims and control premiums - Long-term pricing options
1–3 year agreements for greater cost stability - Performance-led solutions
Potential premium rebates for low claims activity - Accurate valuations
Ensuring buildings and assets are insured at the correct level
The DR&P difference
We go beyond standard insurance placement. Our proactive approach ensures your risk is clearly understood and competitively positioned in the market—both at inception and renewal.
Our specialist audit process highlights strengths across areas such as:
- Care standards and protocols
- Staff training and compliance
- Health, safety, and operational procedures
This clarity helps secure broader cover and better terms.
Comprehensive, tailored cover
Every care setting is different. We design insurance programmes to match your specific needs, including:
- Buildings, contents, and medical equipment
- Business interruption
- Medical malpractice and professional indemnity
- Abuse cover (including retroactive protection)
- Employers’ and public liability
- Management liability and employment disputes
- Loss of registration
Optional extensions:
- Cyber cover
- Engineering inspection
- Deterioration of stock
- Personal accident
- Money and claims assistance
