Cyber Insurance
Built for resilience. Designed for risk.
Cyber incidents have evolved beyond an IT issue. From ransomware attacks and data breaches to supply chain disruption and system downtime, cyber events can quickly become operational, financial and reputational crises. As threats continue to become more sophisticated, many businesses remain exposed through unseen vulnerabilities and gaps in traditional insurance programmes.
At DR&P, we work with you to identify emerging threats, uncover hidden exposures, and structure cyber insurance programmes that are tailored to your organisation. Combining specialist cyber expertise with direct access to London and Lloyd’s markets, we help businesses protect their systems, data, reputation and future growth.
Understanding the risks that disrupt modern businesses
Cyber threats continue to evolve in frequency, sophistication and impact. A single incident can affect multiple parts of a business simultaneously, creating operational disruption, financial loss and reputational damage. We understand the challenges organisations face:
- Increasing ransomware attacks and cyber extortion activity.
- Data breaches and evolving regulatory obligations.
- Business interruption resulting from system downtime.
- Financial loss through phishing, social engineering and payment fraud.
- Supply chain vulnerabilities and dependent system failures.
- Reputational damage following customer or stakeholder impact.
That’s why our focus is simple: reduce exposure, strengthen resilience, and protect continuity.
Comprehensive and customised cover
- Incident Response (24/7/365)
o Immediate access to legal, technical and crisis management specialists when an incident occurs.
- Ransomware & Cyber Extortion
o Cover for extortion events including specialist response and negotiation support.
- Business Interruption
o Protection against loss of income caused by system outages and dependent interruption events.
- Data Recovery & Restoration
o Cover for costs associated with restoring systems and recovering critical business data.
- Regulatory Defence & Penalties
o Support for investigations, defence costs and insurable fines following cyber incidents.
- Third-Party Liability
o Protection against claims arising from data breaches, privacy failures and network security issues.
- Cybercrime & Funds Transfer Fraud
o Cover against phishing attacks, payment diversion and social engineering losses.
- Media Liability
o Protection for digital content exposures including intellectual property and defamation risks.
- PCI DSS Liability
o Cover for payment card data breaches and associated financial penalties.
- Reputational Harm & Crisis Communications
o Specialist support to manage brand impact and stakeholder confidence following an incident.
Who we work with
We support organisations across a broad range of sectors, including:
- Contractors and construction businesses.
- SMEs and owner-managed organisations.
- Technology and professional service firms.
- Financial services and fintech businesses.
- Healthcare and life sciences organisations.
- Retail, hospitality and e-commerce businesses.
- Logistics and supply chain operations.
- Public sector and education providers.
- Manufacturing and wholesale businesses.
What sets DR&P Cyber apart
In-house cyber expertise
Specialist advice and ongoing support tailored to your business environment, technology infrastructure and risk profile.
In-house claims handling
Expert-led support with a clear understanding of cyber incidents, timelines and regulatory considerations.
Whole-of-market access
Direct access to Lloyd’s and leading cyber insurers to secure competitive, specialist protection.
Specialist cyber wordings
Negotiated policy extensions and bespoke clauses designed to close gaps in standard market cover.
Data-driven risk assessment
Risk scoring, vulnerability reviews and loss modelling that support informed programme design.
Security controls guidance
Practical recommendations around preventative, detective and corrective controls to strengthen resilience and improve insurability.
Regulatory and compliance insight
Support across GDPR, PCI DSS and wider cyber-related regulatory obligations.
Stronger placement, better outcomes
As a Top 50 UK broker managing £630m GWP annually, we combine specialist expertise and market influence with a relationship-led approach that delivers clarity and confidence.
Client Impact Stories
“The incident exposed gaps we didn’t realise existed. With DR&P’s support, we not only recovered the loss but strengthened our processes to prevent it happening again.”
-Finance Director
“The incident was a stark reminder of how quickly vulnerabilities can be exploited. With DR&P’s support, we were able to recover our systems and strengthen our defences for
the future.”-Operations Director
“What happened showed just how vulnerable even established businesses can be. Cyber risk needs to be a priority at board level, supported by the right expertise.”
-Managing Director