Construction Insurance Solutions
Built for resilience. Designed for risk.
When projects are at risk, you want an insurance partner who is able to pivot at pace. Resilient businesses don’t underestimate disruption; they anticipate it. Construction risks are fast-moving, interconnected, and often under-reviewed. If your cover doesn’t keep up, the impact on project costs and market perception can be severe.
At DR&P, we identify unseen exposures, close coverage gaps, and create insurance programmes that protect your business, your people, and your projects. Whether you are an owner, developer, contractor, or subcontractor, we help you stay protected and profitable.
Understanding the risks that stop projects in their tracks
Construction is one of the most risk-intensive sectors. One incident can disrupt an entire timeline and budget. We understand the pressures you face:
- High-value assets and challenging site conditions.
- Multi-party contractual interfaces and complex liability allocation.
- Material shortages, labour constraints, and supply-chain vulnerabilities.
- Regulatory scrutiny and ESG-driven considerations.
- Claims that escalate if construction causation and delays are mishandled.
That’s why our focus is simple: identify hidden exposures, control costs, and protect continuity.
Comprehensive and customised cover
- Contractors All Risks (CAR)
- Contract works on annual or single-project bases.
- Plant & Machinery
- Owned and hired-in plant, including dismantling, transit, and erection.
- Liability Coverage
- Employers’, public, products, environmental, and professional liability.
- Professional Indemnity
- Protection for operational tech and data integrity.
- Business Interruption
- Profit protection from fire, flood, or project delays, including DSU and ALOP.
- Owner Controlled Insurance Programmes (OCIP)
- Coordinated protection for multi-contractor projects.
- Cyber & IP Insurance
- Securing digital systems, intellectual property, and project data.
- Surety & Bonds
- Support for contractual and project obligations.
- Specialist Extensions
- Pollution liability, fleet insurance for site vehicles, and negotiated sector-specific clauses.
Who we work with
We support organisations across the construction lifecycle, including but not limited to:
- Developers and fund managers.
- Contractors and subcontractors.
- Residential, commercial, and mixed-use projects.
- Infrastructure, tunnelling, and transportation projects.
- Renewable energy and power generation.
- Mining and specialist trades.
What sets DR&P construction insurance apart
In-house claims handling
Specialists with expertise in construction causation, delay analysis, and defect-related claims who drive accelerated, defensible settlement outcomes.
Data-driven risk control
We use predictive analytics, loss-modelling tools, and risk-scoring methodologies to support premium optimisation and evidence-based risk transfer.
Global market access
Direct access to Lloyd’s and international carriers ensures competitive terms and breadth of coverage.
Bespoke policy wordings
We secure specialist construction wordings and negotiated clauses that address exclusions commonly found in standard CAR, EAR, and liability forms.
Contractual and engineering expertise
In-house risk engineers provide site surveys and method statement analysis, while our specialists interpret JCT, NEC, and FIDIC frameworks to ensure coverage alignment.
Stronger placement, better outcomes As a Top 50 UK broker managing £630m GWP annually, we offer sector specialists who deliver consistency, clarity, and confidence.
