Employee Benefits & Business Protection
Our Employee Benefits service helps organisations protect their people, manage absence and support business continuity. We design joined-up solutions that make employees feel valued, supported and secure, while delivering measurable results for your business.
Health and Protection Benefits
Comprehensive employee protection programmes that reduce absenteeism, support wellbeing and improve retention.
We offer:
Private medical insurance (PMI) with flexible cover
Fast access to diagnosis and treatment, helping employees recover quickly and stay productive.
Excess insurance strategies
Lower premiums by introducing an excess and insuring it separately, while keeping employees fully protected.
International medical and health insurance
For employees working, travelling or living abroad, covering routine care, emergencies and major medical events.
Health cash plans
Cash allowances for dental, optical, physiotherapy and routine healthcare expenses.
Dental insurance
Covers routine and restorative treatment, reducing costs for employees and time away from work.
Group life insurance (death in service)
Tax-efficient lump sum for beneficiaries, often supported by bereavement counselling and legal guidance.
Group income protection
Income replacement plus rehabilitation and return-to-work support during extended absence.
Group critical illness cover
Lump sum payments on diagnosis of serious conditions, providing financial support for employees and families.
Business Protection Solutions
Protect your business and its owners, ensuring continuity if key people are affected by death or critical illness.
We offer:
Key person insurance
Financial protection against the loss of key employees, safeguarding profits and business stability.
Shareholder protection
Funding to buy back shares, ensuring control remains and continuity is maintained.
Health, Wellbeing and People Support
Holistic wellbeing strategies that support mental, physical and financial health, boosting engagement and reducing absence.
We offer:
Health assessments
In-depth checks online or face-to-face for early intervention and proactive care.
Employee assistance programmes (EAP)
Confidential 24/7 support for stress, mental health, legal and financial concerns.
Occupational health services
Independent support for managing physical and mental health in the workplace.
Employee stress management
HSE-compliant programmes to reduce work-related stress and improve wellbeing.
Employee perks
Discount and reward platforms to enhance engagement and retention.
Zest employee benefits
Award-winning technology to improve benefits communication and uptake.
