Social Care & Assisted Living

When regulatory standards shift, staffing pressures mount, or safeguarding complexities arise, your insurance must provide a solid foundation. Social care risks are sensitive, interconnected, and frequently under-reviewed. If your cover doesn’t keep up, the impact on your residents, your reputation, and your registration can be severe.

At DR&P, we go beyond the approach of generalist brokers. We identify hidden exposures, close dangerous cover gaps, and structure protection through a specialist risk audit process designed specifically for care providers. Whether you operate commercial or not-for-profit facilities, we help you stay compliant, protected, and focused on care.

Understanding the risks that stop care providers in their tracks

The social care sector is uniquely demanding. One incident can disrupt the continuity of care and threaten the future of your organisation.

We understand the pressures you face:

• Safeguarding and oversight of vulnerable residents.
• Rigorous regulatory standards and the threat of lost registration.
• Staffing levels, recruitment challenges, and employment practice disputes.
• Medical and clinical risks associated with complex care needs.
• Claims that escalate quickly if abuse or malpractice allegations are mishandled.

That’s why our focus is simple: showcase your strengths to insurers, control costs, and protect your ability to provide care.

Who we work with

We support both commercial and not-for-profit providers across the care spectrum, including:

• Residential care homes for the elderly.
• Children’s homes and foster care agencies.
• Supported and independent living facilities.
• Family centres and community care hubs.
• Mental health and specialist disability units.

 

What sets DR&P social care apart

In-house claims handling

Experienced specialists who understand the sensitive nature of care claims—driving fast, fair outcomes while protecting your reputation.

Specialist care home audit

We don’t just tick boxes; we apply a bespoke audit that digs deeper into your business, allowing us to showcase your high standards to the market.

Access to A-rated insurers

We work exclusively with top-tier care home insurers to secure the widest possible cover and long-term stability for your premiums.

Proactive risk marketing

We actively market your risk to the right insurers, ensuring you always benefit from the most competitive terms available.

Regulatory and compliance focus

Our team understands CQC and other regulatory frameworks, ensuring your insurance aligns with your legal and ethical obligations.

High-touch lifecycle support

From placement and mid-term adjustments to dedicated renewal support, we provide a proactive and accountable service that keeps pace with your home.