Technology & Telecoms
Built for resilience. Designed for risk.
Resilient technology businesses don’t underestimate disruption; they anticipate it. In a sector where speed, scale, and complexity define success, insurance cannot stand still. Technology and telecoms risks are fast-moving, interconnected, and often under-reviewed. If your cover doesn’t keep up with rapid digital transformation, the impact on your operations and reputation can be immediate.
At DR&P, we protect technology-driven organisations with specialist cover and London Market expertise. We identify unseen exposures, close dangerous coverage gaps, and structure insurance programmes aligned to how you build, deploy, and operate technology. Whether you are a software developer, telecoms operator, or data centre provider, we help you stay protected and profitable.
Understanding the risks that stop businesses in their tracks
The technology sector is one of the most dynamic and unforgiving. One incident—from a system outage to a data breach—can halt operations and trigger significant liability.
We understand the pressures you face:
- Operational dependency on complex infrastructure and cloud services.
- Cyber threats, including ransomware, data breaches, and social engineering.
- Intellectual property exposure and the high cost of IP infringement claims.
- Heightened contractual obligations and stringent Service Level Agreements (SLAs).
- Professional errors or omissions that impact customer business continuity.
That’s why our focus is simple: anticipate risk, control cost, and protect your revenue and long-term growth.
Comprehensive and customised cover
- Cyber Insurance
- Protection against data breaches, ransomware, system failure, and business interruption.
- Professional Indemnity
- Covering errors, omissions, and technology service failures.
- Technology E&O
- Addressing contractual liability and specific service-level exposures.
- Property & Infrastructure Cover
- Specialist protection for data centres, network equipment, and critical hardware.
- Business Interruption
- Revenue protection following insured events or technology outages.
- Public & Products Liability
- Coverage for third-party injury and property damage linked to tech products.
- Directors’ & Officers’ Liability
- Management liability protection for governance and decision-making risks.
- Intellectual Property Insurance
- Cover for IP infringement defence costs and damages.
- Crime & Social Engineering
- Protection against financial crime, fraud, and digital deception.
Who we work with
We support a broad range of technology-driven organisations, including:
- Software developers and SaaS providers.
- Managed Service Providers (MSPs) and IT consultants.
- Telecoms operators and infrastructure providers.
- Data centres and cloud service providers.
- Fintech, insurtech, and digital platforms.
- Technology-enabled professional services.
What sets DR&P technology apart
In-house claims handling
Experienced claims specialists who understand technology-specific causation—driving fast, fair settlements to minimise downtime and mitigate reputational damage.
Data-driven risk control
We utilise predictive analytics and sector insights to help you manage operational risk and stabilise insurance premiums.
Global market access
Direct access to Lloyd’s and international insurers delivers competitive pricing, broader cover, and the specialist capacity required for high-growth tech firms.
Bespoke policy wordings
We secure tailored wordings that address the specific nuances of technology contracts, closing gaps that traditional policies leave open.
Specialist technical insight
Our team understands the convergence of cyber, IP, and professional liability, ensuring your programme is robust and future-proofed against emerging threats.
High-touch lifecycle support
From placement and renewal to mid-term adjustments, we provide proactive and accountable support that keeps pace with technological change.
